THE FOLLOWING INFORMATION IS USUALLY REQUIRED DURING THE LOAN PROCESS:
2 Pay Stubs covering most recent consecutive 30-day pay cycle
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2 most recent years W-2 forms and / or 1099 forms (covering all jobs held)
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2 Forms of ID - 1 must be a Government Issued Photo ID, and 1 of the following:
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Social Security Card
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Current Utility bill with your current address
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Current Voter Registration Card
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Military ID
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Unexpired Passport
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2 Months of the most recent bank or credit union statement(s) — (all pages, even if they are intentionally left blank)
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2 most recent years Tax Returns (all pages and schedules)
IF YOU CURRENTLY OWN A REAL ESTATE YOU WILL HAVE TO PROVIDE ADDITIONAL DOCUMENTS:
Mortgage account information (current mortgage statement)
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Home insurance policy information
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Most recent property tax statements
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HOA Statement
FOR MORE INFORMATION, OR IF YOU HAVE ADDITIONAL QUESTIONS, CONTACT ONE OF OUR MORTGAGE EXPERTS.
Call: (832) 912-2151
Email: Questions@focusone.com