THE FOLLOWING INFORMATION IS USUALLY REQUIRED DURING THE LOAN PROCESS:
2 Pay Stubs covering most recent consecutive 30-day pay cycle
- 2 most recent years W-2 forms and / or 1099 forms (covering all jobs held)
- 2 Forms of ID - 1 must be a Government Issued Photo ID, and 1 of the following:
- Social Security Card
- Current Utility bill with your current address
- Current Voter Registration Card
- Military ID
- Unexpired Passport
- 2 Months of the most recent bank or credit union statement(s) — (all pages, even if they are intentionally left blank)
- 2 most recent years Tax Returns (all pages and schedules)
IF YOU CURRENTLY OWN A REAL ESTATE YOU WILL HAVE TO PROVIDE ADDITIONAL DOCUMENTS:
Mortgage account information (current mortgage statement)
- Home insurance policy information
- Most recent property tax statements
- HOA Statement
FOR MORE INFORMATION, OR IF YOU HAVE ADDITIONAL QUESTIONS, CONTACT ONE OF OUR MORTGAGE EXPERTS.
Call: (832) 912-2151
Email: Questions@focusone.com